Chat with Penny to securely track your spending and plan for a better financial future! We’ve processed millions of transactions and helped hundreds of thousands of people. Stress less and save more with Penny!


💬 Features
✔ Explains your spending and income with friendly messages and simple, beautiful graphs.
✔ Shares fun and useful facts, like where you shop most or how much you spend on fast food.
✔ Tracks your upcoming bills and credit card payments and reminds you when they're due.
✔ Notifies you when new transactions arrive.
✔ Sorts your transactions into simple categories, automatically.
✔ Offers friendly suggestions on how to get the most from your money.
✔ Shows all of your transactions and balances in one place.
✔ Warns you when your bank charges you a fee.
✔ Helps you set achievable goals and take steps towards improving your financial health.
✔ Built with bank-grade security by industry veterans.


🔭 As Seen On
✔ New York Times
✔ Forbes
✔ TIME
✔ TechCrunch
✔ Lifehacker

...and many more!


🔒 Security
✔ We use SSL 256-bit encryption—the same security protocol that banks use.
✔ Nobody, including you, can access your money with Penny.
✔ Penny never stores your bank credentials.
✔ Closing your Penny account deletes all information from our servers, as if you had never signed up.


Note: Penny is currently only available in the United States.