CTOS is Malaysia’s leading credit reporting agency. Our subscribers include banks and thousands of businesses.

This application enables you to obtain your CTOS User ID so that you:

1. Can get your CTOS report instantly via your PC or hand phone
2. Can amend your profile or update your CTOS report so that it is accurate and up-to-date
3. Are notified of changes and new information in your CTOS report from time to time, and alerted to possible fraudulent use of your identity

The CTOS User ID lets you gain control of your CTOS report.